Greater Inequality and Household Borrowing: New Evidence from Household Data

Household Budgets, Household Composition and the Crisis in Indonesia: Evidence from Longitudinal Household Survey Data

Using panel data from Indonesia, the impact of the financial crisis on the welfare of households is examined. Contrasting consumption of the same households in late 1997 and late 1998, mean per capita expenditure (PCE) has declined by around 25% while median PCE has remained constant. The crisis has had its biggest impact on households in the top and bottom quartiles of the PCE distribution. Ho...

Tax Incentives for Household Saving and Borrowing

The paper reviews the literature on these tax incentives, with special focus on long-term saving, housing, and household liabilities. The paper addresses several areas of policy intervention: (1) the interest rate effect on personal saving; (2) the effect of tax incentives on long-term mandatory saving programs; (3) government programs that target saving for home purchase; (4) government progra...

Income Inequality and Household Debt

gender ratio and intra-household collective decision process: evidence from iranian household labor supply

this paper provides an empirical investigation on individual labour supply of iranian spouses in an intra-household collective decision framework in which gender ratio plays a central role in the household’s resources allocation. the data set is taken from the socioeconomic characteristics of panel survey over the period 2001-2004 and ten yearly headcount of iran. we have conducted the paramete...

Household Switching Behavior at Depository Institutions: Evidence from Survey Data

Understanding household deposit relationships is central to the analysis of competition and the application of merger policy in banking. This article presents descriptive findings from new survey data on households’ decisions to change or remain with their providers of checking or savings accounts. The data show that the distribution of household tenure is wide, and that about a third of househ...